Markets Suffer Worst Week for 2023
Markets are in a state of panic. A small regional bank - Silicon Valley Bank - suffered a bank run this week. Over $42B was withdrawn in the space of just two days. What happened? On the surface it looks like very poor risk management - where SVB was effectively forced to sell long-term bonds which were underwater. Call it a margin call. Their interest rate risk was not adequately hedged. More details will come out in the coming days... however this sell off is taking the entire sector down with it. Is it warranted?
